[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.pamix.cz\/cim-vice-je-na-svete-dluhu-tim-vice-jsou-banky-bohatsi\/#Article","mainEntityOfPage":"https:\/\/www.pamix.cz\/cim-vice-je-na-svete-dluhu-tim-vice-jsou-banky-bohatsi\/","headline":"\u010c\u00edm v\u00edce je na sv\u011bt\u011b dluh\u016f, t\u00edm v\u00edce jsou banky bohat\u0161\u00ed\u2026","name":"\u010c\u00edm v\u00edce je na sv\u011bt\u011b dluh\u016f, t\u00edm v\u00edce jsou banky bohat\u0161\u00ed\u2026","description":"Taky v\u00e1m vad\u00ed, nebo v\u00e1s \u0161tve, \u017ee mus\u00edte platit bance za to, \u017ee z\u00a0va\u0161\u00ed d\u0159iny a z\u00a0va\u0161ich pen\u011bz, si vytv\u00e1\u0159ej\u00ed zisk? A ne mal\u00fd. Nejste jedin\u00ed. Zamysleli jste se n\u011bkdy nad t\u00edm, odkud se berou pen\u00edze? Jakou maj\u00ed cenu? M\u00e1me na mysli jejich po\u010d\u00e1tek a z\u00e1rove\u0148 \u201e\u010d\u00edm\u201c jsou pen\u00edze v\u00a0sou\u010dasnosti. N\u011bkter\u00e9 informace, t\u00fdkaj\u00edc\u00edch se podstaty […]","datePublished":"2018-05-08","dateModified":"2018-05-08","author":{"@type":"Person","@id":"https:\/\/www.pamix.cz\/author\/#Person","name":"","url":"https:\/\/www.pamix.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9bbe1b3bd68cf5b616cc697a459b86e3be4df6c120806baf939f8aad94b0a3d6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9bbe1b3bd68cf5b616cc697a459b86e3be4df6c120806baf939f8aad94b0a3d6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"pamix.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.pamix.cz\/wp-content\/uploads\/img_a319916_w1719_t1531078259.jpg","url":"https:\/\/www.pamix.cz\/wp-content\/uploads\/img_a319916_w1719_t1531078259.jpg","height":0,"width":0},"url":"https:\/\/www.pamix.cz\/cim-vice-je-na-svete-dluhu-tim-vice-jsou-banky-bohatsi\/","wordCount":548,"articleBody":"\tTaky v\u00e1m vad\u00ed, nebo v\u00e1s \u0161tve, \u017ee mus\u00edte platit bance za to, \u017ee z\u00a0va\u0161\u00ed d\u0159iny a z\u00a0va\u0161ich pen\u011bz, si vytv\u00e1\u0159ej\u00ed zisk? A ne mal\u00fd. Nejste jedin\u00ed. Zamysleli jste se n\u011bkdy nad t\u00edm, odkud se berou pen\u00edze? Jakou maj\u00ed cenu? M\u00e1me na mysli jejich po\u010d\u00e1tek a z\u00e1rove\u0148 \u201e\u010d\u00edm\u201c jsou pen\u00edze v\u00a0sou\u010dasnosti.\tN\u011bkter\u00e9 informace, t\u00fdkaj\u00edc\u00edch se podstaty bankovnictv\u00ed pro oby\u010dejn\u00e9ho \u010dlov\u011bka jsou nezn\u00e1m\u00e9. Samoz\u0159ejm\u011b lid\u00e9, kte\u0159\u00ed se zaj\u00edmaj\u00ed o ekonomiku a bankovnictv\u00ed, ti tyto informace v\u011bd\u00ed, ale moc se o tom nehovo\u0159\u00ed, sp\u00ed\u0161e se o tom dozv\u00edme z\u00a0odborn\u00e9 literatury nebo \u010dl\u00e1nk\u016f o nich.\tTo podstatn\u00e9, co je o bank\u00e1ch a bankovnictv\u00ed zn\u00e1mo, se dozv\u00edd\u00e1me jak z\u00a0tisku, internetu nebo TV. \u00a0M\u00e1te p\u0159edstavu, PRO\u010c st\u00e1le ve sv\u00e9 inzerci komer\u010dn\u00ed banky nab\u00edzej\u00ed p\u016fj\u010dky? Jak se sna\u017e\u00ed, aby lid\u00e9 a firmy byli co nejv\u00edce zadlu\u017een\u00e9?Jednoduch\u00e1 odpov\u011b\u010fspo\u010d\u00edv\u00e1 v\u00a0tom, \u017ee pen\u00edze \u2013ty skute\u010dn\u00e9, jsou vytvo\u0159eny z\u00a0p\u016fj\u010dek spolu s \u00faroky v\u0161ech lid\u00ed, firem. \u010c\u00edm v\u00edce je na sv\u011bt\u011b dluh\u016f, t\u00edm v\u00edce je skute\u010dn\u00fdch pen\u011bz \u2013 a banky jsou tak velmi bohat\u00e9 a hlavn\u011b mocn\u00e9\u2026 a co dok\u00e1\u017ee moc, to snad ka\u017ed\u00fd v\u00ed.\tKdy\u017e si berete p\u016fj\u010dku z\u00a0banky, tak v\u00e1s mo\u017en\u00e1 napadlo, \u017ee v\u00e1m banka p\u016fj\u010duje z\u00a0pen\u011bz, kter\u00e9 jsou vlo\u017eeny do banky druh\u00fdmi vkladateli. NE, je to jinak. Banka pen\u00edze na va\u0161i p\u016fj\u010dku jednodu\u0161e vykouzl\u00ed \u2013 fyzicky je nem\u00e1.\u00a0 A vytvo\u0159\u00ed je a\u017e pot\u00e9, kdy podep\u00ed\u0161ete smlouvu o p\u016fj\u010dce, hypot\u00e9ky, spole\u010dn\u011b s\u00a0ve\u0161ker\u00fdmi poplatky a hlavn\u011b \u00faroky, kter\u00fd je jejich zisk.Fiktivn\u00ed a skute\u010dn\u00e9 pen\u00edze banky, kter\u00e9 banka m\u016f\u017ee p\u016fj\u010dit, by m\u011bly b\u00fdt podle z\u00e1kona ve spr\u00e1vn\u00e9m pom\u011bru.\u00a0 Na \u010desk\u00fdch bankovk\u00e1ch (t\u00fdk\u00e1 se to i jin\u00fdch st\u00e1t\u016f) u\u017e d\u00e1vno nen\u00ed uvedeno, \u017ee jsou kryt\u00e9 zlatem. Proto\u017ee pod\u00edl zlata, kter\u00fd pokr\u00fdval pen\u00edze z\u00a0dluh\u016f, se postupn\u011b v\u00a0pr\u016fb\u011bhu let zmen\u0161oval, a\u017e z\u00a0toho kryt\u00ed byla \u00fapln\u00e1 nula.INFLACE\u2013 znehodnocov\u00e1n\u00ed m\u011bny \u2013 je dost velk\u00fd probl\u00e9m v\u00a0ka\u017ed\u00e9m st\u00e1tu. U n\u00e1s \u010cNB inflaci mus\u00ed v\u017edy v\u010das \u0159e\u0161it.\u00a0\u00a0 Podstata tohoto probl\u00e9mu vznikla od doby, kdy bankovky p\u0159estaly b\u00fdt kryt\u00e9 zlatem. \t\u00a0\u010cesk\u00e1 m\u011bna je v\u00a0sou\u010dasnosti kryt\u00e1 aktivy \u010cNB(jsou to nap\u0159\u00edklad aktiva nesplatiteln\u00fdch st\u00e1tn\u00edch dluh\u016f).Co je v\u00a0kr\u00e1tkosti \u00falohou ze z\u00e1kona na\u0161\u00ed centr\u00e1ln\u00ed banky (CB) \u2013 \u010cesk\u00e9 n\u00e1rodn\u00ed Banky (\u010cNB):\t\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 spravuje a \u0159\u00edd\u00ed m\u011bnu, jen ona vyd\u00e1v\u00e1 do ob\u011bhu nov\u00e9 bankovky a mince\t\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 kontroluje a zaji\u0161\u0165uje emisi a platnost ob\u011b\u017eiva (stahuje a ni\u010d\u00ed opot\u0159ebovan\u00e9, po\u0161kozen\u00e9 bankovky, eviduje pad\u011blan\u00e9 pozm\u011bn\u011bn\u00e9 bankovky a mince v\u00a0\u010cR)\t\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 dev\u00edzov\u00fd dohled, obchoduje se zahrani\u010dn\u00edmi obchodn\u00edmi bankami\t\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 udr\u017euje inflaci na p\u0159ijateln\u00e9 \u00farovni \u2013 cenovou stabilizaci                                                                                                                                                                                                                                                                                                                                                                                        5\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u010c\u00edm v\u00edce je na sv\u011bt\u011b dluh\u016f, t\u00edm v\u00edce jsou banky bohat\u0161\u00ed\u2026","item":"https:\/\/www.pamix.cz\/cim-vice-je-na-svete-dluhu-tim-vice-jsou-banky-bohatsi\/#breadcrumbitem"}]}]